Mortgage Programs
We offer many home buying options for you to choose from. These mortgage programs represent the most common mortgage loan programs available in the Capital District. When you meet with one of our New York mortgage specialists they will guide you by providing you with information, answering mortgage program questions all to help you choose the right loan program.
If you live in the Capital District, visit our Albany, NY Mortgage Office or our Saratoga Springs Mortgage Office, we welcome you to call or stop by. If you have any question please do not hesitate to contact one of our mortgage specialist by phone at (518) 452-4700 or contact us by email.
- Conventional Mortgages »
- Conforming Loans »
- Non-Conforming Loans»
- Jumbo Mortgages »
- FHA Mortgages »
- VA Mortgages - Active Duty & Military Veteran »
- First Time Home Buyer Mortgages »
- Home Equity Loans »
- Home Equity Lines of Credit »
- Fixed and variable rates
- Purchase loans with up to 6% seller concessions allowed
- No income/No asset verification loans
- Investor loans
- Previous or current bankruptcy or foreclosure
- High debt to income ratios
- Debt consolidation
- Cash out refinances
- First, second and home equity loan mortgages
- Investor cash outs
- 100% + financing on purchase
Mortgage Programs We Offer
Other Non-Conforming or Expanded Criteria Loans
Due to the wide variety of mortgage programs available, not all products are listed here. Please call us at (518) 452-4700 or complete our contact form so that we may have the opportunity to serve you better.