Mortgage Refinancing
Refinancing your home can be the best decision that you make while owning your home. Here at First Rate Funding our goal is to make the refinance process easy to understand, comfortable, and personal. We can help you refinance you current home loan or second mortgage. We can work with you to find you the best refinance mortgage rate, we work with all credit histories, and can even help you find a bad credit mortgage refinance solution.
First Rate Funding Corp has mortgage offices in Albany, NY and Saratoga Springs. Our mortgage refinance specialists know the Capital District real estate market, and have the experience to help you choose the best refinance offer.
Why Refinance My Home?
Refinancing can save you thousands of dollars by taking advantage of low interest rates, capping rising variable rates or ARM's, or by getting cash out to pay off high interest debts. Refinancing can add the security of fixed interest rates, longer loan terms and lower payments. Call a mortgage refinance specialist today at (518) 452-4700 or use our contact form and we will get back to your shortly.
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- Refinance Cost Savings Estimator »
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Refinance Options
First Rate Funding offers many flexible options when it comes to refinancing your current home loan. You may want to refinance for many reasons but here are some of the many reasons to refinance and what they could mean to you.
Cash Out Refinances
Cash Out Refinances are a home loan refinancing option that you can qualify for to take advantage of the equity in your home. Take out additional cash out of your equity and use it for expenses, remodeling, education costs, or even that vacation you always dreamed about. Talk with one of our refinance specialists for more information.
Call us at (518) 452-4700 or just fill out our contact form and we will get back to your shortly.
- One Monthly Payment
- One lender to Deal With
- Fixed Interest Rate
- Possibel Tax Deductions
- Peace of Mind
Debt Consolidation
One of the best resons to refinance is to take advantage of your favorable interest rate and to pay off high interest Credit Card Debt, auto loans, personal, student loans and other types of high interest loans.
Benefits of Loan Consolidation Are:
Fixed Rate Refinance
Fixed Rates are an excellent way to allow for budgeting of your expenses and restore a feeling of control. At times of high interest or rising rates your best option may be to refinance your current variable home loan, home mortgage, or ARM with a fixed rate loan to add the security of fixed payment amounts.
Call us at (518) 452-4700 or just fill out our contact form and we will get back to your shortly.
Variable Rate Refinance
Variable Rate refinance options could be the right refinancing solution for you. Variable rate mortgages can have excellent mortgage rates. A variable interest rate may be a good option for individuals who only plan to live in their homes for less than 3 or 5 years. With a favorable interest rate and market it is possible to realize a generous cost savings.
Call us at (518) 452-4700 or just fill out our contact form and we will get back to your shortly.